The aftermath of a serious car accident involves more than enduring pain and suffering – for many victims, financial problems arise as medical bills pile up. And let’s face it – the period of recovery from a car accident injury is one of the worst times to have to negotiate a settlement, especially with an insurance company that is more concerned with saving money than with your well-being. Fortunately, we know exactly how to deal with stingy insurance companies.

Common Insurance Company Negotiating Tactics

Most car accident claims are resolved at the settlement table, not in court. Following are some of the most common negotiating tactics used by insurance adjustors to fight car accident claims:

• Scouring your social media accounts for evidence that your injuries are not as serious as you claim, and then using it against you in negotiations. Be very, very careful with social media while your claim is pending.
• Offering a grossly inadequate settlement amount on a “take it leave it” basis and an artificial deadline. Remember – your only real deadline is set by the statute of limitations, not by the insurance company.
• Tricking you into signing a document granting them unlimited access to your medical records, and then searching for evidence of a pre-existing injury so that they can deny that your injury was caused by the accident.
• Taking a recorded statement from you in which they ask you trick questions.

Insurance company adjusters are professional negotiators, since that is what they do for a living. But don’t worry about that, because car accident attorney Glenn Martin Hammond is a professional negotiator too.

Wrongful Death

If the victim dies in the accident or later in the hospital, his claim does not die with him. The Kentucky wrongful death statute allows the personal representative of the victim’s probate estate, named by the probate court, to file a wrongful death lawsuit, the proceeds of which go to the estate and to surviving family members. Wrongful death compensation amounts can be quite high.

We Stand Ready to Fight for You

The sooner you retain a personal injury lawyer to represent you, the sooner your compensation will arrive and the greater the amount it is likely to be. Contact Georgetown personal injury lawyer Glenn Martin Hammond today, by telephone at (606) 437-7777 or online. As a Lexington, KY personal injury lawyer we serve clients throughout Georgetown including Bradford Place, Homestead, Cassidy Heights and elsewhere in town.